Farid Monir

Non-performing loans in Bangladesh: The Causes & Routes to Recovery 2/15/2020 1 Comment   Kazi Aiman Udoy The banking sector plays a crucial role in the economy, mobilizing and channeling savings for productive investment. The better it does so, the better the economy will perform in the long-run through more productive economic activities and diminished financial risk. The role is even more pronounced in developing countries like Bangladesh, where a mature capital market is needed and the banks are the main source of long-term finance. A proper banking system guarantees appropriate use and proper allocation of resources. Easier access to capital by individuals and firms is required for undertaking various social and infrastructural projects, generating jobs, and accelerating productivity. The progress of the banking sector is a precondition for economic enhancement because of its important task of raising capital, savings and investments, as well as development in agriculture,...

Previous New Master Circular on Loan Rescheduling and Restructuring Bangladesh Bank (the “BB”) has issued new directions regarding the maximum loan rescheduling time and the amount of minimum down payment through BRPD Circular No. 16 on 18 July 2022 titled “Master Circular on Loan Rescheduling and Restructuring” (the “Master Circular”). The Master Circular has been issued with the view of maintaining stability and recovering the financial sector from the effects of COVID-19 as well as the global economic instability arising from the prolongation of the recent war crises. This has been issued by repealing the previous BRPD Circular No. 15 dated 23 September 2012 and BRPD Circular No. 06 dated 29 May 2013. Some of the significant directions in the Master Circular are mentioned below: MAXIMUM TIME OF RESCHEDULING The Master Circular directs that the classified loans could be rescheduled for a maximum of 03 (three) times and on special consideration, these can be rescheduled up to 04 (four...

Other Group Companies     Main navigation Market News Research Demat Become A Business Partner Personal Finance Knowledge Center Open Demat Account IPOs Header Top Links Login To Trade Login To DP Login To MF Management Speaks Investor Relations REFER & EARN KARVY CUSTOMER Home Knowledge Center Currency The Difference Between Currency and Money Market The Difference Between Currency and Money Market Many finance novices confuse the currency market with the money market. These two, are in fact, very different concepts with different functions. This article will demystify the differences between the currency market and the money market. First, let’s understand the definition of these terms. What is the money market? The money market is simply trading in  short-term debt  instruments. It entails a continual flow of cash between corporations, governments, banks, and financial institutions that engage in borrowing and lending for terms ranging from a single night to u...

  STUDY NOTES Money, capital & foreign exchange markets Level: A-Level   Board: AQA, Edexcel, OCR, IB, Eduqas, WJEC Last updated 21 Mar 2021 Share on Facebook Share on Twitter Share by Email This brief study note distinguishes between money, capital and currency markets Money markets Market for short term loan finance for businesses and households Money is borrowed and lent normally for up to 12 months Includes inter-bank lending i.e. the commercial banks providing liquidity for each other Includes short term government borrowing e.g. 3-12 month Treasury Bills – to help fund the government’s budget (fiscal) deficit Capital markets Market for medium-longer term loan finance Capital markets are the markets where securities such as shares and bonds are issued to raise medium to long-term financing Includes raising of finance by the government through the issue/sale of medium term - long term government bonds for example 10 year and 20 year bonds (loans) Currency markets ...